Tuesday, January 28, 2020
Accomplished Senior Level Accountant Resume Essay Example for Free
Accomplished Senior Level Accountant Resume Essay SENIOR ACCOUNTANT / AUDITOR Accomplished Senior Level Accountant with exceptional analytical skills and in-depth knowledge of internal controls concepts. Expertise in conducting operational and financial audits and identifies and implements business process improvements.  Effectively writes recommendations to strengthen internal controls resulting in improved operational efficiencies. Excellent communication skills. Fluent in English Chinese                CORE KNOWLEDGE AREAS à ¼Ã‚ Internal Controls à ¼Ã‚ Superb Organizational /Analysis Skills à ¼Ã‚ Staff Development Training à ¼Ã‚ Policies / Procedures à ¼Ã‚ Operational / Financial Audits à ¼Ã‚ Team Leadership RELEVANT PROFESSIONAL EXPERIENCE ILLINOIS DEPARTMENT OF INSURANCE, Chicago, IL                                                              2001-Present Auditor-in-Charge (2006-Present) Staff Auditor (2001-2006) As Auditor-in-Charge, conducts audits through formal walkthroughs of accounting processes, internal control evaluation and testing, risk assessments high level analytical review, business organization and strategy analysis, and consideration of fraud. Develops audit procedures. Developed and maintains the audit budget, tracking any deviation and reporting it to the Supervisor. Prepares audit summary reports with documented audit findings and recommendations. Facilitate information requests from audit team members to accounting personnel ensuring a smooth workflow process. Mentors new hires on career development through on-the-job training. In the capacity of Staff Auditor, conducted financial audits of large insurance companies such as Allstate Insurance Company, Zurich Life Insurance Company and Country Insurance Company. Successfully audited over 30 various companies and performed substantive audit procedures to test the validity of financial information. Documented audit procedures and testing conclusions. Analyzed/validated financial data regarding material assets, net worth, liabilities, income and expenses. Verified large amounts of asset and liability account balances in excess of $1 billion. Provided corrective actions for companies to avoid fines and license suspensions. ADDITIONAL WORK EXPERIENCE CENTER FOR ECONOMIC PROGRESS, (City/State)                                                                     2003-Present Voluntary Tax Preparer Prepared federal and state income tax returns using TaxWise for hundreds of low income families. COMPUTER SKILLS Microsoft Word  ¨ Excel  ¨Ã‚ ACL   ¨ TeamMate Audit Management System EDUCATION UNIVERSITY OF ILLINOIS-CHAMPAIGN, Champaign, Illinois Bachelor of Science, Accounting, 2001 CERTIFICATIONS Chartered Property Casualty Underwriter (CPCU), 2005 Fellow, Life Management Institute (FLMI), 2004 Certified Financial Examiner (CFE), 2004 Certified Public Accountant (CPA), 2003
Monday, January 20, 2020
Personal Narrative- Books Have Greatly Impacted my Life Essay -- Perso
I wasn't interested in books when I was very young, except for an interest in comic books. Maybe that's because I was never really read to consistently. My mother claims to have read to me some when I was younger, but I don't remember it. Giving birth to five kids in seven years, and having one die at three days old, sort of cut into her time for entertaining me with thrilling renditions of The Cat in the Hat. I had to entertain myself with what I could find, and I picked up some basic reading skills from some of the kid's shows on television in the sixties. When I hit that magical age of six and went to elementary school, I was introduced to the first real books I can remember. There I learned about the world of Alice and Jerry, who played all the time and had such a wonderful life. Jerry even had a dog named Spot who sounded like great fun. I always wanted that dog for my very own. And Alice had a beautiful doll with golden hair named Betsy Lee that I wanted, too. Guess what my sister who was born that year was named at my insistence? She's hated me for it ever since, and I can tell you in all honesty, she didn't end up being a doll either. So you see the influence of books had already begun to affect my life even at that age, even though they hadn't gotten into my blood at that point. Rather I did my own thing, and I was much happier just riding my bike, playing dolls with my friends, or reading comic books, which amounted to mostly looking at the pictures. Even before I started school, I remember riding my bike to the local gas station every week to buy a bag of penny candy and a new comic book with money I got from finding soda bottles and trading them in for the nickel deposit. Superman, Spiderman, Aquama... ...nd writing dynamic essays. And as soon as I got home, I had to make myself do my homework first, because I was writing every day by that time. I knew if I started writing fiction first I'd discover the next time I looked up from the computer screen that it was already 4 am. It was the second revelation in a year for me when I realized that I had only one path of study that felt right for me. Writing and books were the only things that ever made me that happy. So now I have college texts instead of comic books. I still love the art that made comics special, but now I have text as well as a passion in my life. And now I have lots of new friends--Dickinson and Foucault and Chopin and so many others. Here I have so many opportunities to read for shared and new insight, and to write to my heart's content. I'm a happy woman. It's like I've come home at last. Personal Narrative- Books Have Greatly Impacted my Life Essay -- Perso I wasn't interested in books when I was very young, except for an interest in comic books. Maybe that's because I was never really read to consistently. My mother claims to have read to me some when I was younger, but I don't remember it. Giving birth to five kids in seven years, and having one die at three days old, sort of cut into her time for entertaining me with thrilling renditions of The Cat in the Hat. I had to entertain myself with what I could find, and I picked up some basic reading skills from some of the kid's shows on television in the sixties. When I hit that magical age of six and went to elementary school, I was introduced to the first real books I can remember. There I learned about the world of Alice and Jerry, who played all the time and had such a wonderful life. Jerry even had a dog named Spot who sounded like great fun. I always wanted that dog for my very own. And Alice had a beautiful doll with golden hair named Betsy Lee that I wanted, too. Guess what my sister who was born that year was named at my insistence? She's hated me for it ever since, and I can tell you in all honesty, she didn't end up being a doll either. So you see the influence of books had already begun to affect my life even at that age, even though they hadn't gotten into my blood at that point. Rather I did my own thing, and I was much happier just riding my bike, playing dolls with my friends, or reading comic books, which amounted to mostly looking at the pictures. Even before I started school, I remember riding my bike to the local gas station every week to buy a bag of penny candy and a new comic book with money I got from finding soda bottles and trading them in for the nickel deposit. Superman, Spiderman, Aquama... ...nd writing dynamic essays. And as soon as I got home, I had to make myself do my homework first, because I was writing every day by that time. I knew if I started writing fiction first I'd discover the next time I looked up from the computer screen that it was already 4 am. It was the second revelation in a year for me when I realized that I had only one path of study that felt right for me. Writing and books were the only things that ever made me that happy. So now I have college texts instead of comic books. I still love the art that made comics special, but now I have text as well as a passion in my life. And now I have lots of new friends--Dickinson and Foucault and Chopin and so many others. Here I have so many opportunities to read for shared and new insight, and to write to my heart's content. I'm a happy woman. It's like I've come home at last.
Sunday, January 12, 2020
Marketing research: assume you are developing
Mc Daniel and Gates (1999) have given a ten-point procedure for developing a questionnaire. This procedure can be adapted and used in designing a questionnaire for the newly developed sandwich by MacDonalds. These authors have emphasized the need for questionnaires to be developed properly, otherwise incomplete and inaccurate data shall be generated. They specifically stressed the need for three important questions to be answered adequately by the would-be questionnaire designer or developer. These questions are as follows: (a) Does the questionnaire to be developed for MacDonald’s sandwich provide the necessary decision-making information for management? For example, can it tell management about the ingredients that should make-up the sandwich and at what price it should be sold to the public? (b) Does it consider the respondent to whom the questionnaire shall be administered to? If respondents are taken into account, the questions would be tailored to their level of comprehension. (c)Does the questionnaire meet editing, coding and data processing needs? It behooves questionnaire developers to take these concerns into account before designing the questions. Ideally, the questionnaire should be pre-tested to see how the questions are understood by the respondents. Questionnaire development Processes According McDonald and Gates (1999) these ten steps should be followed in designing a questionnaire: 1. Set objectives of the study and consider resources and constraints of the study  (MacDonald’s sandwich )- Every study as such the one on sandwich must have a definite objective. This objective should be clearly spelt out. A meaningful objective is one which is attainable within the resources at the disposal of the company commissioning the research study. For example, an objective can be to establish how the newly developed sandwich should be priced. Possible constraints of the study also need to be identified and factored into the process of developing and administering the questionnaire. For example, if the intended market of the sandwich is noted for apparent difficulty in securing respondents to participate in research study, that constraint should be taken into account. In such situations, it may be needful to increase the incentives given to respondents to encourage participation. 2. Determine what data collection procedures to use  – Questionnaires can be administered by telephone, email, or in-person. Each approach employed influences the design used. It also has a cost implication, which must be taken into account. 3.Come out with the question response format – After zeroing in on the method for collecting the data, the actual format should be determined. Generally, three types of response formats can be used. These include open-ended questions, where the respondent is given freewill to respond to questions in his own words. There are also the close-ended questions, where  respondents are allowed to select from a list of answers. Thirdly, there is the scaled-response questions, where multiple-choice questions are given to respondents to pick answers from. 4. Make a decision on how the question should be worded – McDonald and Gates (1999) have given four guidelines that should govern this process. These are (a) the wording should be clear and to the point. (b) Select words that  do not preempt other answers over others or that systematically biase the research outputs. (c) consider the ability of the typical respondents to answer the questions and (d) take into account the willingness of the respondents to answer the questions. 5. Determine the arrangement of  the questions – The questions should be arranged in such a manner that establishes a flow. For example, questions that warm up the respondents should come before those considered difficult and complex. 6.  Assess the questionnaire – Determine the relevance and longevity of questions and the ability of questions to answer the research objectives. 7. Seek the consent of relevant stakeholders – Allow all relevant stakeholders to review the questionnaire and give their approval before administering it in the field. By this approach, their support and cooperation is gained. 8. Give it a trial and revise it accordingly – Before administering the questionnaire, it must be field tried or tested. Here, limited number of persons is allowed to answer the questions and how they understood or perceived the questions are evaluated. Their comments are then factored into the final questionnaire. 9.Develop the final copy of the questionnaire – At this juncture, a final copy of the questionnaire is developed. This copy incorporates both the comments of management, sponsors and respondents. 10. Administer the questionnaire – The questionnaire is given out to the intended population for which information is needed. Instructions to guide  supervisors and interviewers should accompany the questionnaires prepared. Conclusion By adopting this ten-point approach to developing and implementing questionnaires, it should be possible for the needed information to guide managerial decision-making on the newly developed sandwich of MacDonald’s to be obtained. Reference McDaniel, C. and Gates, R. (1999). Contemporary Marketing Research, 4th Edition, South-Western College Publishing, Cincinnati, Ohio, USA.    Â
Saturday, January 4, 2020
Wilson Murder Trial, Huntsville 1992
At almost exactly 9:30 p.m. on the evening of May 22, 1992, Huntsville police were notified by the 911 dispatcher of a possible burglary in progress with an injured victim at the scene. The location was Boulder Circle, an affluent neighborhood nestled among the mountains overlooking Huntsville, Alabama. The Victim is Beaten to Death Within minutes of arriving on the scene, police discovered the body of a male victim, identified as well-liked local ophthalmologist Dr. Jack Wilson, lying in the upstairs hallway. Wilson had been brutally murdered, apparently with a baseball bat found lying nearby. Homicide detectives began searching every square inch of the house and grounds. A police dog was brought in to sniff out possible evidence police might not catch with the naked eye. As they began the tedious task of trying to determine what had happened, none of them realized they were about to become involved in the most notorious murder case in Huntsvilles history. Reconstructing the Events By canvassing neighbors and reconstructing the events, police determined that Dr. Wilson left his office around 4 p.m. and came home. After changing his clothes, he went outside to his front yard where neighbors reported seeing him using a baseball bat to drive a political campaign sign in the ground at approximately 4:30 p.m. He then took a stepladder from the garage and carried it to the upstairs hallway where he removed a smoke detector that was later found lying on the bed, disassembled. At this point, police theorized Wilson was surprised by someone who was already in the house. The unknown assailant grabbed the baseball bat and began beating the doctor. After the doctor collapsed to the floor, the assailant proceeded to stab him twice with a knife. While the crime had originally been reported as a possible burglary, it had none of the typical signs: There were no open drawers, no ransacked closets, no overturned furniture. Without evidence of a break-in or theft, the case was beginning to look more like an â€Å"inside job.†Police theorized that it was someone who knew the doctors habits and had access to his home that had killed him. The Doctors Wife Had an Alibi Dr. Wilsons widow, Betty, was initially too distraught to be questioned, however, later investigation revealed shed had lunch with her husband that day around noon. Dr. Wilson went back to his office and Betty spent much of the rest of her day shopping in preparation for a trip theyd planned to take the next morning. After attending an Alcoholics Anonymous meeting that evening, she returned home at about 9:30â€â€where she discovered her husband’s body. She went to a neighbors home and they called 911. By using credit card receipts and eyewitnesses, the police were able to verify Betty Wilson’s whereabouts for the entire day, except for one 30-minute period at around 2:30 p.m. and another between 5 and 5:30 p.m. Other family members were checked out as well but all appeared to have solid alibis. A Break in the Case The first break for the investigators came when the Shelby County Sheriffs Office passed on a tip theyd received a week prior to the murder. A woman had called, concerned about her friend James White, whom while drunk, had bragged about plans to kill a doctor in Huntsville. While Whites story was jumbled, what emerged was that he was supposedly infatuated with a woman named Peggy Lowe whod recruited him to murder her twin sisters husband. The caller admitted that she doubted the story. â€Å"White liked to talk big when he was drinking and lately he had been drunk almost all the time.†Nevertheless, she was concerned enough to pass what shed heard on to police. After the Huntsville Police learned of the tip it took only minutes to establish that Peggy Lowe was Betty Wilson’s twin sister. Investigators decided it was time to pay James White a visit. The Hitman Tells His Story James Dennison White was a 42-year-old Vietnam veteran who had a history of mental disorders and antisocial behavior caused largely by drug and alcohol abuse. One of his last mental evaluations described him as suffering from delusions and the inability to separate fact from fantasy. White had been incarcerated in a number of mental institutions as well as jail. While serving time for selling drugs, White escaped. He was captured almost a year later in Arkansas, where he was involved in kidnapping a man and his wife. When questioned by detectives, White initially denied everything but slowly, as the evening and night wore on, he began to contradict himself, spinning a web of half-truths, lies, and fantasies. He first denied knowing Peggy Loweâ€â€and then admitted to knowing her. He denied knowing Betty Wilson, then said he was going to do some work for her. Gradually a pattern emerged. As White would get caught in a contradiction, hed admit to that thing but continued to deny everything else. It was a type of behavior that was typical to most criminal investigations. Detectives understood from experience that getting White to admit the truth was going to be a long, drawn-out process. Whites Confession Finally, just as the sun was peeking over the horizon, White broke down. Though it would take several months, as well as numerous subsequent confessions to get him to tell the whole story, White basically confessed to being hired by Peggy Lowe and Betty Wilson to kill Dr. Jack Wilson. White claimed to have met Peggy Lowe at the elementary school where she worked and where he had worked as a part-time handyman. According to White, it was after hed done some work at Betty Wilsons house that became infatuated with him and started spending hours on the phone with him. She gradually began to talk about her husbandâ€â€and to hint that she would like to see him killed. A short time later, while Betty had dropped the subject of her husband, she mentioned that her sister wanted to hire a â€Å"hit†man. White said, pretending to play along, he knew someone whod do it for $20,000. Betty Lowe told him that was too much money since her sister was practically broke. Finally, they agreed on a price of $5,000. White told police Peggy Lowe gave him a plastic bag containing half the sum in small bills. Gradually, as Whites story evolved, it included phone calls between him and the sisters, the twins giving him a gun, a trip to Guntersville to pick up expense money inside a library book, and finally, meeting Betty Wilson in Huntsville to get more expense money. The Day of the Crime On the day of the murder, White claimed Betty Wilson met him in the parking lot of a nearby shopping center and drove him to her home where he waited for two hours until Dr. Wilson arrived. White maintained he was unarmed at the time. He later stated that his experiences in Vietnam had soured him on guns. Instead, hed brought along a long rope. White said that although he remembered struggling with Wilson over the baseball bat, he did not remember killing the doctor. After the murder, he said Betty Wilson came to the house, picked him up, and drove him back to the shopping center. He then retrieved his truck, drove back to Vincent, and went out drinking with his brother. As proof of his story, White led police to his home where a gun registered to Betty Wilson and a book from the Huntsville Public Library were found. (Meanwhile, a source close to the case described White after he was brought back to Huntsville, as being in â€Å"physical agony, almost climbing the walls, and begging to be given his medicine.†The medicineâ€â€allegedly Lithiumâ€â€was withheld because it was in a different bottle than it originally came in and White did not have a prescription for it.) The Arrests are Made While White was unsure about dates, times, and specific events and it would take time to sort the story out, detectives felt there was enough evidence to arrest the twin sisters. The news of Betty Wilson’s arrest for the murder of her husband exploded like a bombshell in Huntsville. Not only was she a well-known socialite, but her husband’s estate was rumored to be worth almost six million dollars. Adding fuel to the fire was the report that Betty had helped host a fundraiser for a popular political figure the night before the murder. Huntsville is a small town, especially during political seasons. Gossip spread so quickly that daily newspapers were already out of date when they hit the streets. By piercing the juicy tidbits together, a portrait of Betty Wilson as a cold-blooded murderess began to take shape. Rumor had it shed always been a â€Å"gold digger†â€â€and that shed been heard cursing her husband. (Dr. Wilson suffered Crohns diseaseâ€â€a chronic inflammation of the digestive tract that often leads to unpleasant bowel-related symptoms, which his wife allegedly found to be a huge turn-off.) Most damning, however, was the talk that centered on her alleged numerous sexual liaisons. Political Ploys When the news media caught up with the story, they pursued it with a vengeance. Newspapers, magazines, and television shows from across the country began following the story and reporters seemed to be competing against one another to see who could come up with the most salacious version of events. When members of the D.A.’s office and the sheriff’s office began leaking information to the press, it became clear they were trying to leverage the case for political advantage. The situation became even more politicized when the D.A. agreed to a controversial plea bargain for White, which would give him life, with parole possible in seven years, in exchange for helping convict the sisters. Pundits later claimed the plea bargain spelled the end of the D.A.s political career. Murder Charges For Betty Wilson and Peggy Lowe At the hearing, the prosecution successfully argued that Betty Wilson being the beneficiary of her husbands will and the fact shed engaged in sexual affairs was enough to prove motive for murder. James Whites tape-recorded confession provided the evidence. After a brief hearing, both sisters were ordered to stand trial for murder. Peggy Lowe was granted bond and released after her neighbors in Vincent put their homes up for security. Betty Wilson was denied bond and remained in the Madison County jail until her trial. A short time later, Dr. Wilsons family filed suit to deny Betty Wilson access to his estate. Despite the posturing going on from all sides, many legal analysts began to doubt that the prosecution really had enough to convict. There was no eyewitness testimony to corroborate that James White and Betty Wilson had been together at any time and there was no physical evidence linking White to the crime scene. Another major headache for both sides was Whites constantly changing stories in which hed describe events one day and offer a completely different version the following week. Manufactured Evidence? Perhaps James White was thinking along similar lines because he suddenly recalled a fact that he claimed not to have remembered before. White said on the night of the crime, hed changed clothes in the Wilson house and placed them in a plastic bag, along with the rope and knife, and hid them under a rock a few feet from the swimming pool. The bag was allegedly the same one in which hed received the money from Peggy Lowe. Although the clothes and bag were found exactly where White said they would be, forensic pathologists were never able to establish if they had been bloodstained, or if they actually belonged to White. Officials later explained the clothes not being found during the initial search because the police dog had been suffering from allergies. The clothes were to become one of the biggest mysteries of the case. No one seriously believed they could have been missed during the initial search. Even members of the Huntsville Police expressed skepticismâ€â€albeit off the record. Although he eventually was offered the plea deal, many believed White had gotten someone to plant the clothes in an attempt to bolster his credibility and escape the electric chair. A Media Feeding Frenzy By this time the case of the Evil Twins had captured national attention. The Wall Street Journal, the Washington Times, and People magazine ran lengthy articles. Tabloid TV shows including Hard Copy and Inside Edition ran features stories. When two national television networks expressed interest in making a movie, agents descended on Huntsville and bought up movie rights from most of the parties involved. As summer wore on, even the most impartial observers began to take sides. Never in the history of Huntsville had a case generated so much controversy and news coverage. Due to the publicity, the judge ordered the trial venue moved to Tuscaloosa. The Trial of Betty Wilson When Betty Wilsons murder trial finally began, the case boiled down to one simple question: Who was telling the truth, Betty Wilson or James White? The prosecution argued it was a case of murder for hire. The defense said the fact that White did not carry a weapon with him made the story suspect.The prosecution argued Whites testimony was credible. The defense argued White had changed his confessions so many times it could not be believed. They further argued that he had molded his testimony to fit the prosecutions case in order to escape a possible death sentence.The prosecution argued Whites testimony was corroborated by records of phone calls and the library book. The defense maintained there were other explanations that could introduce reasonable doubt.The prosecution argued the gun was given to White by Betty Wilson and Peggy Lowe. The defense claimed he stole the gun and offered the fact that the empty box the gun came in, along with shells, was found in the home afterward.The prosecution offered a witness who claimed to have seen James White and Betty Wilson near the murder scene within 30 minutes of one another. The defe nse argued the witness was not credible because shed been unable to pick White out of a lineup.The prosecution claimed the timeline proved their case. The defense argued the timeline did not fit.The prosecution offered a witness who testified that Betty Wilson had talked about wanting to kill her husband. The defense argued the story was not credible because it had happened almost six years earlier and the woman had continued to be friends with Betty Wilson.The defense offered a witness who stated shed received a message from Dr. Wilson on her answering machine after the alleged time of death. The prosecution argued the call could have been made earlier. Painted With a Damning Brush Regardless of the hard evidence, everyone agreed that the central focus of the prosecution’s case was to depict Betty Wilson as a cold, immoral woman who wanted her husband dead. To prove this they paraded a stream of witnesses who testified about hearing her curse and belittle her husband. Other witnesses testified to having knowledge of Betty Wilson taking men to her home for sexual liaisons. Perhaps the most dramatic part of the trial came when a black former city employee took the stand and testified to having had relations with the defendant. Although the prosecution denied playing the race card, observers of the trial all agreed it had the same effect. The case went to the jury at 12:28 on Tuesday, March 2, 1993. After deliberating the rest of the day and much of the following day, the jury returned a guilty verdict. (Jurors later revealed the deciding factor in their decision was the telephone records.) Betty Wilson was sentenced to life imprisonment, without the possibility of parole. The Trial of Peggy Lowe Six months later, Peggy Lowe stood trial for her alleged part in the murder for hire. Much of the evidence was a near repeat of that used during her sister’s trial, with the same witnesses making the same testimony. New to the case, however, was testimony by expert witnesses who stated it was possible that two people might have been involved in the murder. Citing the lack of blood splatters on the walls, the experts theorized the murder probably occurred some other place than the hallway and was caused by something other than a baseball bat. For the defense, the most crucial moment likely occurred when White testified that Betty Wilson picked him up at the murder scene between 6 and 6:30 p.m. on the day in questionâ€â€a full hour later than he had previously testified. If the jurors believed this version of White’s story, it would have been impossible for Betty Wilson to have participated. The biggest difference in the trials, however, were the women being tried. While Betty Wilson was vilified as the quintessential Jezabel, Lowe was portrayed as a virtuous, compassionate, church-going woman who was constantly helping people less fortunate. While it had been difficult to get people to testify as character witnesses for Betty Wilson, the jurors in Lowes trial heard from a steady parade of witnesses extolling her virtues. It took only two hours and 11 minutes of deliberation for the jury to find Peggy Lowe not guilty. In this trial, jurors cited White’s lack of credibility as the major deciding factor. According to the Associated Press, Lowe said of the verdict, †³I asked the Lord to send me a good lawyer and he did, while the prosecutor explained ruefully that trying to convict her had been akin to â€Å"fighting God.†The Aftermath Although Peggy Lowe can never be tried again thanks to the rules of double jeopardy, the fact remains that its almost impossible for one sister to be innocent of the crime and the other guilty. Betty Wilson is serving out her sentence of life without parole at the Julia Tutwiler Prison in Wetumpka, Alabama. She works in the sewing department and spends her free time writing to her supporters. She has since remarried. Her sister served as her maid of honor for the prison ceremony and the two remain close. Her case is being appealed. Both sisters continue to maintain their innocence. James White is serving a life sentence at an institution in Springville, Alabama, where he is attending trade school and receiving counseling for drug and alcohol abuse. In 1994, he recanted his story of the twins’ involvement but later pled the Fifth Amendment when questioned about it in court. He will be eligible for parole in the year 2020.
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